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BUY A CAR P4P
With Little Or NO CREDIT
Table of Contents
Introduction 2
Step 1: Where to Find The Vehicle of Your Choice 7
Step 2: Making the Initial Contact (Common Questions and Answers) 9
Step 3: The Face to Face Presentation 10
Step 4: Closing the Deal 13
Step 5: Paperwork and Insurance 13
Definitions 16
Suggested “Assignment Agreement” 18
Telephone Information Sheet 21
Assignee’s Responsibilities 23
Power of Attorney 24
Uniform Commercial Code, Article 9, Section 311 25
INTRODUCTION
THE CONCEPT
PROBLEM: A person has a car he no longer can afford. It may be about to be repossessed.
PROBLEM: Another person has a “Bad Credit” history and cannot buy a car, but can well afford to make the payment on a recent model vehicle.
SIMPLE SOLUTION: Put these two people together. One person will assume the other person’s payments and insurance.
NEW COMPANIES EMERGED
A few years ago an industry emerged that served the needs of individuals who have had past credit problems, but can now afford monthly car payments. These companies helped people with past credit problems such as:
Bankruptcy
Repossession
Judgments
Divorce
Medical Bills
No Past Credit History
Late Payments
Many Other Problems
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